{"id":37353,"date":"2020-02-13T08:00:30","date_gmt":"2020-02-13T07:00:30","guid":{"rendered":"https:\/\/archief.betaalvereniging.nl\/?p=37353"},"modified":"2020-02-13T11:55:16","modified_gmt":"2020-02-13T10:55:16","slug":"betaaljournaal-2","status":"publish","type":"post","link":"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-2\/","title":{"rendered":"Betaaljournaal 2"},"content":{"rendered":"<h2>Dutch payment system on track<\/h2>\n<p><small>In this edition we look back on last year and of course we look ahead. We present the annual figures of 2019 and a compilation of all episodes of betaalTV so far. Our medium-term plans can be found in our Roadmap (2020-2022). In 2020, payments will include the discontinuation of the Central Account Number Administration and the migration to Strong Customer Authentication for online card payments.<br \/>\n<em>*Most of the linked content is in Dutch.<\/em><br \/>\n<strong>Piet Mallekoote, Managing Director<\/strong><\/small><\/p>\n<p>In this edition of Betaaljournaal:<\/p>\n<ul>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-2\/#roadmap-2020-2022\">Roadmap 2020-2022<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-2\/#centrale-rekeningnummer-administratie\">Central Account Number Administration stops as of 1 July<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-2\/#drie-miljard-contactloze-betalingen\">More than 3 billion contactless payments<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-2\/#update-strong-customer-authentication\">Marnix Blom on the SCA Migration Project<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-2\/#meer-evenementen-en-activiteiten-februari-2020\">More events and activities<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-2\/#cijfers-2019\">Figures<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-2\/#moniek-de-nooij\">Checking in with Moniek de Nooij<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-2\/#agenda-februari-2020\">Agenda<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-2\/#verenigingsnieuws-februari-2020\">Updates on the Dutch Payments Association<\/a><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2 id=\"jaarcongres\" class=\"c-header-line\"><a id=\"roadmap-2020-2022\"><\/a>Roadmap 2020-2022<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"body-post-image alignnone wp-image-37310 size-medium\" src=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/roadmap-2-610x431.png\" alt=\"\" width=\"610\" height=\"431\" srcset=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/roadmap-2-610x431.png 610w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/roadmap-2-1024x723.png 1024w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/roadmap-2-768x542.png 768w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/roadmap-2-255x180.png 255w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/roadmap-2.png 1091w\" sizes=\"auto, (max-width: 610px) 100vw, 610px\" \/><\/p>\n<p>The payment system in the Netherlands has for years been one of the most advanced in the world in terms of its efficiency, accessibility, reliability and safety. The ambition of the Dutch Payments Association is to maintain this level of quality and, where possible, to further improve it.<\/p>\n<p>Since the payment system is relevant to everyone, a visibly socially involved and responsible sector is needed. We will continue to work towards this in the coming years. The roadmap describes the associated goals and activities that the Dutch Payments Association is pursuing for the Dutch payment system.<br \/>\nRead the <a href=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Roadmap-2020-2022-Betaalvereniging-Nederland.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">roadmap 2020-2022<\/a>here (in Dutch).<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"c-header-line\"><a id=\"centrale-rekeningnummer-administratie\"><\/a>Central Account Number Administration stops as of 1 July 2020<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"body-post-image alignleft wp-image-37270\" src=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/IBAN-kantoor-crop.jpg\" alt=\"\" width=\"200\" height=\"231\" srcset=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/IBAN-kantoor-crop.jpg 575w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/IBAN-kantoor-crop-156x180.jpg 156w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/><\/p>\n<p>The last ten figures of the Dutch IBAN are issued centrally. This ensures that these last 10 digits comply with the &#8216;eleven test&#8217; and are unique. As of 1 July, this method of working will lapse and the IBAN only has to meet the ISO requirements. Payment service providers with the correct license from the Dutch Central Bank and in possession of a Dutch BIC will be allowed to issue their own IBANs as from the summer of this year.<\/p>\n<p><strong>Collective services<\/strong><br \/>\nThe administrator of the Central Account Number Administration (BOG\/CONTO) has linked various collective services to the system. The disappearance of BOG\/CONTO therefore also affects, among others, Acceptgiro, the Bank Transfer Service, NAW queries and the Account Information Services (AIS). An inventory of all these collective services was made a few years ago. For collective services that have been determined to remain necessary, another more efficient service will be provided. Some subprojects will be completed before July.<br \/>\nMore information about IBAN.<\/p>\n<p><strong>Sign up for updates<\/strong><br \/>\nUntil the end date, the Dutch Payments Association distributes an update once a month on the progress of the project and the sub-projects. You can subscribe to this update by sending an email to <a href=\"mailto:giraal@betaalvereniging.nl\" target=\"_blank\" rel=\"noopener noreferrer\">giraal@betaalvereniging.nl<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"c-header-line\"><a id=\"drie-miljard-contactloze-betalingen\"><\/a>More than 3 billion contactless payments<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"body-post-image alignleft wp-image-37271\" src=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Factsheet-betalingsverkeer.png\" alt=\"\" width=\"200\" height=\"280\" srcset=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Factsheet-betalingsverkeer.png 594w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Factsheet-betalingsverkeer-129x180.png 129w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/><\/p>\n<p>Last year, 3.04 billion contactless payments were made to Dutch cash registers, totalling 51.3 billion euros, according to the annual figures for 2019 of the Dutch Payments Association. A total of 4.74 billion electronic payments at the point-of-sale were made (for 119 billion euro), 10 percent more than twelve months previously. At the end of the year, 69 percent of all electronic payments at the checkout were contactless. One year before this was still 56 percent. In the meantime, 10 percent of contactless payments are settled with a smart phone or so-called wearable. Would you like to more figures? Then download the infographic or view the online factsheet.<br \/>\nRead the <a href=\"https:\/\/archief.betaalvereniging.nl\/actueel\/nieuws\/meer-dan-3-miljard-contactloze-betalingen-in-2019\/\">full press release<\/a> here (in Dutch).<\/p>\n<ul>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Infographic_Factsheet_Betalingsverkeer-2019-1.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Download the full infographic<\/a>(in Dutch)<\/li>\n<li><a href=\"https:\/\/factsheet.betaalvereniging.nl\/en\/\" target=\"_blank\" rel=\"noopener noreferrer\">Consult the online facts and figures of the Payments Association<\/a><\/li>\n<\/ul>\n<h2 class=\"c-header-line\"><a id=\"update-strong-customer-authentication\"><\/a>Update Strong Customer Authentication (in Dutch)<\/h2>\n<div class=\"flex-video\"><iframe loading=\"lazy\" src=\"https:\/\/player.vimeo.com\/video\/389679456\" width=\"640\" height=\"360\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/div>\n<p>With the introduction of <a href=\"https:\/\/archief.betaalvereniging.nl\/betalingsverkeer\/psd2\/\">PSD2<\/a>, payments with 2 factor authentication are mandatory. We already do this if we pay electronically in the shop or with iDEAL at a webshop. For online card payments the double security will be introduced this year. Marnix Blom of the Dutch Payments Association explains it in this video.<br \/>\nRead more about <a href=\"https:\/\/archief.betaalvereniging.nl\/betalingsverkeer\/psd2\/sca-migratie\/\">SCA and the SCA migration<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"c-header-line\"><a id=\"meer-evenementen-en-activiteiten-februari-2020\"><\/a>More events and activities (in Dutch)<\/h2>\n<ul>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/actueel\/betaaltv\/aflevering-10\/\" target=\"_blank\" rel=\"noopener noreferrer\">betaalTV compilation 2019<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/betalingsverkeer\/standaardisatie\/\">Standardization in payment systems<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/actueel\/betaaltv\/aflevering-11\/\" target=\"_blank\" rel=\"noopener noreferrer\">betaalTV: the Dutch payment transactions compared to abroad<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/betalingsverkeer\/psd2\/sca-migratie\/\">Double the security of online card payments<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/actueel\/betaaltv\/aflevering-12\/\">betaalTV: Standardisation<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/actueel\/nieuws\/\">The latest news<\/a><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2 class=\"c-header-line\"><a id=\"cijfers-2019\"><\/a>Figures<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-37372 body-post-image\" src=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/figures-610x315.png\" alt=\"\" width=\"610\" height=\"364\" \/><\/p>\n<p>Want to know more figures? Go to: <a href=\"https:\/\/factsheet.betaalvereniging.nl\/en\/\" target=\"_blank\" rel=\"noopener noreferrer\">factsheet.betaalvereniging.nl<\/a><\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"c-header-line\"><a id=\"moniek-de-nooij\"><\/a>Checking in with Moniek de Nooij<\/h2>\n<p>Moniek de Nooij is Advisor Security Affairs at <a href=\"https:\/\/www.devolksbank.nl\/\" target=\"_blank\" rel=\"noopener noreferrer\">the Volksbank<\/a>. She deals with cyber threats in the banking sector and the creation of measures against them. In the video she explains her tasks.<\/p>\n<div class=\"flex-video\"><iframe loading=\"lazy\" src=\"https:\/\/player.vimeo.com\/video\/390687458\" width=\"640\" height=\"360\" frameborder=\"0\" allow=\"autoplay; fullscreen\" allowfullscreen><\/iframe><\/div>\n<h2 class=\"c-header-line\"><a id=\"agenda-februari-2020\"><\/a>Agenda<\/h2>\n<ul>\n<li>19 March 2020 &#8211; <a href=\"https:\/\/archief.betaalvereniging.nl\/ledenbijeenkomst-giraal-cards\/\">Members&#8217; meeting Giraal and Cards<\/a>\u00a0(in Dutch)<\/li>\n<li>7 April 2020 &#8211; <a href=\"https:\/\/www.toekomstbetalingsverkeer.nl\/\" target=\"_blank\" rel=\"noopener noreferrer\">Euroforum &#8211; Future of Payment Systems<\/a><\/li>\n<li>23 April 2020 &#8211; Payments Association &#8211; Seminar Information Security<\/li>\n<li>14 May 2020 &#8211; Payments Association &#8211; General Meeting of Members<\/li>\n<\/ul>\n<h2 class=\"c-header-line\"><a id=\"verenigingsnieuws-februari-2020\"><\/a>Updates on the organisation<\/h2>\n<ul>\n<li>Vincent van den Boogert (CEO of ING Netherlands) has left the board of the Dutch Payments Association. ING is looking for a successor for this position.<\/li>\n<li>Suzan van Eeten of Rabobank has become chairman of the Advisory Council. She will succeed Michiel Kwaaitaal of Rabobank Nederland, who has joined the Board.<\/li>\n<li>The small banks have nominated Dani\u00ebl K\u00f6hler of Triodos Bank to succeed Edwin Hartog on the Board. His appointment will be on the agenda of the General Meeting of Shareholders on 14 May.<\/li>\n<li>With compliments for what has been achieved, the Board of Trustees has accepted the realisation of the Annual Plan 2019 for notification.<\/li>\n<li>The forecast of the financial realisation for 2019 shows that the total expenses at year-end 2019 will amount to approximately \u20ac 7.6 million. The budget was \u20ac 8.5 million.<\/li>\n<li>The Board of Trustees has definitively adopted the Annual Plan for 2020. At the request of the Board of Trustees, the Board of Trustees has made a number of objectives more concrete than in the earlier version.<\/li>\n<\/ul>\n<p>In addition to this Betaaljournaal, the Dutch Payments Association also issues Member Bulletins. The bulletins usually appear a few times a month and relate to a specific theme. If you are a member and you do not yet receive these bulletins. You can subscribe to the mailing list via <a href=\"mailto:secretariaat@betaalvereniging.nl\" target=\"_blank\" rel=\"noopener noreferrer\">secretariaat@betaalvereniging.nl<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"c-header-line\">Subscribe to Betaaljournaal<\/h2>\n<p>Also curious about the latest developments in payment transactions? Stay informed via Betaaljournaal. You can register here:<\/p>\n<p><a class=\"button\" href=\"https:\/\/archief.betaalvereniging.nl\/inschrijven-betaaljournaal\" target=\"_blank\" rel=\"noopener noreferrer\">Subscribe to Betaaljournaal<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dutch payment system on track. In this edition we look back on last year and of course we look ahead.<\/p>\n","protected":false},"author":8,"featured_media":37305,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"class_list":["post-37353","post","has-post-thumbnail","hentry","category-betaaljournaal-en"],"_links":{"self":[{"href":"https:\/\/archief.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts\/37353","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/archief.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/archief.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/archief.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/archief.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/comments?post=37353"}],"version-history":[{"count":10,"href":"https:\/\/archief.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts\/37353\/revisions"}],"predecessor-version":[{"id":37424,"href":"https:\/\/archief.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts\/37353\/revisions\/37424"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/archief.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/media\/37305"}],"wp:attachment":[{"href":"https:\/\/archief.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/media?parent=37353"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}