{"id":47536,"date":"2022-06-30T05:13:05","date_gmt":"2022-06-30T03:13:05","guid":{"rendered":"https:\/\/archief.betaalvereniging.nl\/?p=47536"},"modified":"2022-09-08T14:55:26","modified_gmt":"2022-09-08T12:55:26","slug":"betaaljournaal-16","status":"publish","type":"post","link":"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-16\/","title":{"rendered":"Betaaljournaal 16"},"content":{"rendered":"<p>How wonderful that so many of you, our members and stakeholders, attended our annual conference! We noticed animated discussions in the foyer and a high level of involvement on stage. Presentations, an aftermovie and pictures are all <a href=\"https:\/\/archief.betaalvereniging.nl\/actueel\/jaarcongres-2022\/\" target=\"_blank\" rel=\"noopener\">on our website<\/a>. Everyone&#8217;s enthusiasm is evident!<\/p>\n<p>Our new Chairman, Gottfried Leibbrandt, unfortunately could not attend in person, but was able to introduce himself <a href=\"https:\/\/vimeo.com\/713173956\" target=\"_blank\" rel=\"noopener\">in a video interview<\/a> by Donatello Piras. By all means, have a look at it. Our press release about his appointment is below. With Gottfried our board is back to full strength.<\/p>\n<p>In this edition of Betaaljournaal you can read more about our activities for Ukrainian refugees and our research in cooperation with the Oogvereniging (Eye Association Netherlands). In addition, we provide an update on various projects in progress, the most recent Thuiswinkel Market Monitor and we call on members concerned to sign the Cash Covenant. And don&#8217;t forget to read our Roadmap 2022-2024 in which we outline the expected developments for the coming years. I hope you enjoy reading it!<\/p>\n<p><strong>Gijs Boudewijn, Director a.i.<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-16\/#gottfried-leibbrandt\">Gottfried Leibbrandt new chairman Dutch Payments Association<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-16\/#payment-accounts\">Over 30,000 payment accounts for Ukrainian refugees<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-16\/#research-blind\">Research on payment for the blind and visually impaired<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-16\/#psd2\">Dutch Payments Association recognises issues in SEO evaluation report on PSD2<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-16\/#debit-card-figures\">Debit card figures: we spend more on arts and entertainment and in the hospitality industry<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-16\/#online-spending\">Online spending by Dutch consumers grows by 7% to \u20ac8.2 billion in Q1<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-16\/#cost-study\">Cost study in final phase<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-16\/#cash-covenant\">Sign the declaration of conformity to the Cash Covenant<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-16\/#consultations\">Consultations<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-16\/#roadmap\">Roadmap 2022-2024<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-16\/#dca\">Project Debit Card Acceptance<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-16\/#acceptgiro\">Acceptgiro &#8211; one year to go<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-16\/#figures\">Figures<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-16\/#agenda\">Agenda<\/a><\/li>\n<li><a href=\"https:\/\/archief.betaalvereniging.nl\/en\/actueel\/nieuws\/betaaljournaal-16\/#association-news\">Association news<\/a><\/li>\n<\/ul>\n<h2 class=\"c-header-line\"><a id=\"gottfried-leibbrandt\"><\/a>Gottfried Leibbrandt new chairman Dutch Payments Association<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"body-post-image alignnone wp-image-47083 size-full\" src=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Gottfried-Leibbrandt-breed-scaled.jpg\" alt=\"\" width=\"2560\" height=\"931\" srcset=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Gottfried-Leibbrandt-breed-scaled.jpg 2560w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Gottfried-Leibbrandt-breed-610x222.jpg 610w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Gottfried-Leibbrandt-breed-1024x372.jpg 1024w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Gottfried-Leibbrandt-breed-768x279.jpg 768w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Gottfried-Leibbrandt-breed-1536x558.jpg 1536w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Gottfried-Leibbrandt-breed-2048x745.jpg 2048w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Gottfried-Leibbrandt-breed-400x145.jpg 400w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p>At the general members&#8217; assembly of the Dutch Payments Association on 19 May 2022, Gottfried Leibbrandt was appointed as new independent chairman. Leibbrandt holds a PhD in economics from Maastricht University and was, among others, partner at McKinsey and CEO of <a href=\"https:\/\/www.swift.com\/about-us\" target=\"_blank\" rel=\"noopener\">SWIFT<\/a> until 2019. <a href=\"https:\/\/archief.betaalvereniging.nl\/actueel\/jaarcongres-2022\/\" target=\"_blank\" rel=\"noopener\">In this video he introduces himself, led by Donatello Piras<\/a> (in Duch). Read the <a href=\"https:\/\/archief.betaalvereniging.nl\/actueel\/nieuws\/leibbrandt-nieuwe-voorzitter\/\" target=\"_blank\" rel=\"noopener\">full press release<\/a> (in Dutch).<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"c-header-line\"><a id=\"payment-accounts\"><\/a>Over 30,000 payment accounts for Ukrainian refugees<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"body-post-image alignnone wp-image-46696 size-full\" src=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Mobiel-met-get-Payment-account-Oekraine-1000x666px-shutterstock_2136228415.jpg\" alt=\"\" width=\"1000\" height=\"666\" srcset=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Mobiel-met-get-Payment-account-Oekraine-1000x666px-shutterstock_2136228415.jpg 1000w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Mobiel-met-get-Payment-account-Oekraine-1000x666px-shutterstock_2136228415-610x406.jpg 610w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Mobiel-met-get-Payment-account-Oekraine-1000x666px-shutterstock_2136228415-480x320.jpg 480w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Mobiel-met-get-Payment-account-Oekraine-1000x666px-shutterstock_2136228415-768x511.jpg 768w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Mobiel-met-get-Payment-account-Oekraine-1000x666px-shutterstock_2136228415-600x400.jpg 600w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Mobiel-met-get-Payment-account-Oekraine-1000x666px-shutterstock_2136228415-300x200.jpg 300w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Mobiel-met-get-Payment-account-Oekraine-1000x666px-shutterstock_2136228415-270x180.jpg 270w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<p>Since the beginning of the Russian attack on Ukraine, over 30,000 Ukrainian refugees in the Netherlands were able to open a payment account with Dutch payment service providers. This is about 75% of the adults among the almost 65,000 refugees (including minors) who were registered in the Netherlands. <a href=\"https:\/\/archief.betaalvereniging.nl\/actueel\/nieuws\/22500-betaalrekeningen-oekraine\/\" target=\"_blank\" rel=\"noopener\">Read the full article from May 16<\/a> (in Dutch).<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"c-header-line\"><a id=\"research-blind\"><\/a>Research on payment for the blind and visually impaired<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"body-post-image alignnone wp-image-47391 size-full\" src=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Digitaal-betalen-Marktonderzoek-Oogvereniging-Betaalvereniging.png\" alt=\"\" width=\"1185\" height=\"665\" srcset=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Digitaal-betalen-Marktonderzoek-Oogvereniging-Betaalvereniging.png 1185w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Digitaal-betalen-Marktonderzoek-Oogvereniging-Betaalvereniging-610x342.png 610w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Digitaal-betalen-Marktonderzoek-Oogvereniging-Betaalvereniging-1024x575.png 1024w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Digitaal-betalen-Marktonderzoek-Oogvereniging-Betaalvereniging-768x431.png 768w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Digitaal-betalen-Marktonderzoek-Oogvereniging-Betaalvereniging-321x180.png 321w\" sizes=\"auto, (max-width: 1185px) 100vw, 1185px\" \/>To easily pay and bank in today&#8217;s society requires some digital skills. Digitisation offers many advantages but also creates challenges. To find out which challenges (somewhat) digitally adept people with a visual impairment face, the Dutch Payments Association conducted research in cooperation with Oogvereniging (Eye Association Netherlands). <a href=\"https:\/\/archief.betaalvereniging.nl\/actueel\/achtergrondinformatie\/infographics\/\" target=\"_blank\" rel=\"noopener\">Watch the videos and read the summary<\/a> (in Dutch).<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"c-header-line\"><a id=\"psd2\"><\/a>Dutch Payments Association recognises issues in SEO evaluation report on PSD2<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"body-post-image wp-image-47518 alignleft\" src=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/eu-vlag-PSD2-shutterstock_793063282-800x.jpg\" alt=\"\" width=\"409\" height=\"359\" srcset=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/eu-vlag-PSD2-shutterstock_793063282-800x.jpg 800w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/eu-vlag-PSD2-shutterstock_793063282-800x-610x537.jpg 610w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/eu-vlag-PSD2-shutterstock_793063282-800x-768x676.jpg 768w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/eu-vlag-PSD2-shutterstock_793063282-800x-205x180.jpg 205w\" sizes=\"auto, (max-width: 409px) 100vw, 409px\" \/><\/p>\n<p>On 20 June, Finance Minister Kaag presented SEO Economic Research&#8217;s evaluation of the Dutch implementation of PSD2 (Revised Payment Services Directive) to Parliament. The Dutch Payments Association recognises the issues identified in SEO&#8217;s evaluation report. You can read the <a href=\"https:\/\/archief.betaalvereniging.nl\/actueel\/nieuws\/seo-evaluatierapport-psd2\/\" target=\"_blank\" rel=\"noopener\">main conclusions and recommendations of the report here<\/a> (in Dutch). This is the Dutch domestic evaluation. Meanwhile, a PSD2 Review Task Force has been set up within the Dutch Payments Association to coordinate joint input to the European Commission, for a European review that will take some time.<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"c-header-line\"><a id=\"debit-card-figures\"><\/a>Debit card figures: we spend more on arts and entertainment and in the hospitality industry<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"body-post-image alignnone wp-image-47010 size-full\" src=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Jong-koppel-in-de-draaimolen-shutterstock_278874050.jpg\" alt=\"jong koppel in zweefmolen\" width=\"1000\" height=\"667\" srcset=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Jong-koppel-in-de-draaimolen-shutterstock_278874050.jpg 1000w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Jong-koppel-in-de-draaimolen-shutterstock_278874050-610x407.jpg 610w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Jong-koppel-in-de-draaimolen-shutterstock_278874050-480x320.jpg 480w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Jong-koppel-in-de-draaimolen-shutterstock_278874050-768x512.jpg 768w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Jong-koppel-in-de-draaimolen-shutterstock_278874050-600x400.jpg 600w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Jong-koppel-in-de-draaimolen-shutterstock_278874050-300x200.jpg 300w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Jong-koppel-in-de-draaimolen-shutterstock_278874050-270x180.jpg 270w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<p>Since lifting the COVID restrictions, we go out more often. This is evident from the explosive increase in the number of debit card payments for arts and entertainment and in hospitality sectors since March 2022.<br \/>\nThese sectors were hit hardest during the various lockdowns over the past two years, with declines of up to -90% in the number of card payments compared to the same months in 2019.\u00a0 <a href=\"https:\/\/www.pin.nl\/actueel\/nieuws\/pincijfers-vaker-naar-cultuur-amusement-horeca\/\" target=\"_blank\" rel=\"noopener\">Read the full article&#8230;.<\/a> For more\u00a0 figures, visit the <a href=\"https:\/\/www.pin.nl\/wp-uploads\/2012\/08\/p_uk_key_figures_pinnen.pdf\" target=\"_blank\" rel=\"noopener\">key figures page<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"c-header-line\"><a id=\"online-spending\"><\/a>Online spending by Dutch consumers grows by 7% to \u20ac8.2 billion in Q1<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"body-post-image alignnone wp-image-47569 size-full\" src=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/grafiek-TMM-groei-online-bestedingen-2019-2022.png\" alt=\"\" width=\"605\" height=\"223\" srcset=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/grafiek-TMM-groei-online-bestedingen-2019-2022.png 605w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/grafiek-TMM-groei-online-bestedingen-2019-2022-400x147.png 400w\" sizes=\"auto, (max-width: 605px) 100vw, 605px\" \/><\/p>\n<p>Online spending by Dutch consumers will reach \u20ac8.2 billion in Q1 2022, an increase of 7% compared to the lockdown quarter of Q1 2021. The growth is driven by strong growth in services (+125%), bringing spending on services back to pre-corona levels. For products, there is no growth this quarter, but a contraction of 18%. At the same time, online spending on products is still at a higher level than Q1 2020 and Q1 2019 (pre-corona). This is evident from the latest figures from the Thuiswinkel Markt Monitor, the survey of online consumer spending in the Netherlands. This research is conducted by GfK, commissioned by Thuiswinkel.org and Retail Insiders and in cooperation with PostNL, Betaalvereniging Nederland and Currence. <a href=\"https:\/\/archief.betaalvereniging.nl\/actueel\/nieuws\/online-bestedingen-van-nederlandse-consumenten-groeien-naar-8-miljard-q1\/\" target=\"_blank\" rel=\"noopener\">Read the full article<\/a> (in Dutch).<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"c-header-line\"><a id=\"cost-study\"><\/a>Cost study in final phase<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"body-post-image alignnone wp-image-47542 size-full\" src=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/kostenonderzoek-post-its-shutterstock_794573677-800x.jpg\" alt=\"\" width=\"800\" height=\"491\" srcset=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/kostenonderzoek-post-its-shutterstock_794573677-800x.jpg 800w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/kostenonderzoek-post-its-shutterstock_794573677-800x-610x374.jpg 610w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/kostenonderzoek-post-its-shutterstock_794573677-800x-768x471.jpg 768w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/kostenonderzoek-post-its-shutterstock_794573677-800x-293x180.jpg 293w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<p>In the previous edition of Betaaljournaal, <a href=\"https:\/\/vimeo.com\/699411609\" target=\"_blank\" rel=\"noopener\">Miriam Osten told about<\/a> the study into the costs and benefits of payments for financial institutions (in Dutch). Meanwhile, the data have been collected and are being analysed. Next, the final report will be written. With several iterations by those directly involved in the study and approval by the board, we can probably publish the report by the end of September. As soon as the schedule for publication has been determined, we will organise a special meeting for our members, to present the results in detail.<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"c-header-line\"><a id=\"cash-covenant\"><\/a>Sign the declaration of conformity to the Cash Covenant<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"body-post-image alignnone wp-image-47543 size-full\" src=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/woman-paying-in-cash-banknotesshutterstock_615632546-800x.jpg\" alt=\"\" width=\"800\" height=\"533\" \/><\/p>\n<p>On 7 April, 23 organisations closely involved in the Dutch payment system signed the Cash Covenant. <a href=\"https:\/\/www.tweedekamer.nl\/kamerstukken\/brieven_regering\/detail?id=2022Z07016&amp;did=2022D14241\" target=\"_blank\" rel=\"noopener\">The Covenant<\/a>(in Dutch) aims that cash continues to function properly as a means of payment at points of sale, despite the strong development of digital payments. The Dutch Payments Association is one of the signatories to the Covenant and calls on other banks and payment institutions in the Netherlands that are not directly involved to participate. They should then comply with agreements on the charging model for cash services. Institutions that responded to our call are now listed on <a href=\"https:\/\/archief.betaalvereniging.nl\/actueel\/nieuws\/convenant-contant\/\" target=\"_blank\" rel=\"noopener\">our website<\/a> . The Dutch Payments Association approached these institutions directly. If you missed it, please contact <a href=\"mailto:m.blom@betaalvereniging.nl\" target=\"_blank\" rel=\"noopener\">m.blom@betaalvereniging.nl<\/a>.<\/p>\n<p>The following banks have declared their compliance with the obligations under article 4 of the Covenant by means of a compliance statement:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.triodos.nl\/\" target=\"_blank\" rel=\"noopener\">Triodos Bank<\/a> (signed 23 May 2022)<\/li>\n<li><a href=\"https:\/\/www.bngbank.nl\/\" target=\"_blank\" rel=\"noopener\">BNG Bank<\/a> (signed 17 May 2022)<\/li>\n<\/ul>\n<h2 class=\"c-header-line\"><a id=\"consultations\"><\/a>C<\/h2>\n<h2 class=\"c-header-line\">onsultations<\/h2>\n<ul>\n<li>Until 16 June, it was possible to respond to the <a href=\"https:\/\/ec.europa.eu\/info\/consultations\/finance-2022-digital-euro_en\" target=\"_blank\" rel=\"noopener\">Targeted consultation on a digital euro<\/a>. The European Banking Federation will shortly publish its response, which was prepared with input from the Dutch Payments Association and others.<\/li>\n<\/ul>\n<p>The following consultations are open:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.europeanpaymentscouncil.eu\/news-insights\/news\/public-consultation-sepa-request-pay-scheme-rulebook-0\" target=\"_blank\" rel=\"noopener\">Public consultation on possible changes to the SEPA Request-to-Pay scheme rulebook<\/a>, by the European Payments Council, until 26 August 2022.<\/li>\n<li>The European Payments Council published a public consultation on the draft rulebook of the new Payment Account Access (SPAA) scheme. This includes an accompanying document on a possible additional &#8220;premium&#8221; functionality that would allow brokers to request a payment where the transaction costs are not covered by the payer. The consultation covers a period of 90 calendar days, from 13 June to 12 September 2022.<br \/>\n<a href=\"https:\/\/www.europeanpaymentscouncil.eu\/document-library\/rulebooks\/public-consultation-sepa-payment-account-access-scheme-rulebook-0\" target=\"_blank\" rel=\"noopener\">Public consultation on the SEPA Payment Account Access (SPAA) Scheme Rulebook.<\/a><\/li>\n<\/ul>\n<h2 class=\"c-header-line\"><a id=\"roadmap\"><\/a>Roadmap 2022-2024<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-46625 body-post-image\" src=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Roadmap-Betaalvereniging-Nederland-2022-2024-voorkant-610x431.jpg\" alt=\"\" width=\"610\" height=\"431\" srcset=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Roadmap-Betaalvereniging-Nederland-2022-2024-voorkant-610x431.jpg 610w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Roadmap-Betaalvereniging-Nederland-2022-2024-voorkant-1024x724.jpg 1024w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Roadmap-Betaalvereniging-Nederland-2022-2024-voorkant-768x543.jpg 768w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Roadmap-Betaalvereniging-Nederland-2022-2024-voorkant-1536x1086.jpg 1536w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Roadmap-Betaalvereniging-Nederland-2022-2024-voorkant-2048x1449.jpg 2048w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Roadmap-Betaalvereniging-Nederland-2022-2024-voorkant-254x180.jpg 254w\" sizes=\"auto, (max-width: 610px) 100vw, 610px\" \/><\/p>\n<p>The Dutch Payments Association roadmap sets the course for its future activities and is the basis for its annual plans defining concrete actions. The roadmap focuses on the main themes and key issues of the payment system for the next three years. Read the <a href=\"https:\/\/archief.betaalvereniging.nl\/actueel\/roadmap\/\" target=\"_blank\" rel=\"noopener\">Roadmap 2022 &#8211; 2024<\/a> (in Dutch).<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"c-header-line\"><a id=\"dca\"><\/a>Project Debit Card Acceptance<\/h2>\n<p>The <a href=\"https:\/\/archief.betaalvereniging.nl\/en\/payment-products-services\/point-of-sale-payments\/project-dca\/\" target=\"_blank\" rel=\"noopener\">Debit Card Acceptance project<\/a> is on schedule. The objective is that by the end of 2022, almost everyone in the Netherlands will be able to pay with Debit MasterCard and Visa Debit (hereafter referred to as Debit). Apart from a few tests, the PIN chain is fully ready for acceptance and processing of Debit. The banks have recently sent Debit offer letters to their acceptors. If acceptors do not object to Debit, their existing debit card contracts will be modified. To this end, the banks will make arrangements with their processors. The terminals must also be modified as part of this project. In many cases, the adjustment consists of a software upgrade and an administrative action to activate Debit on the payment terminal. In order to unburden the acceptors, the banks are making agreements on this with terminal suppliers. The expectation is that the first terminals will be fully capable of accepting Debit during the third quarter.<\/p>\n<p><strong>Communication material<\/strong><br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"body-post-image alignright wp-image-47621\" src=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Betaalautomaat-met-DEBIT-CARD-YES-PLEASE-wobbler-1000x1333-1-610x813.jpg\" alt=\"\" width=\"300\" height=\"400\" srcset=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Betaalautomaat-met-DEBIT-CARD-YES-PLEASE-wobbler-1000x1333-1-610x813.jpg 610w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Betaalautomaat-met-DEBIT-CARD-YES-PLEASE-wobbler-1000x1333-1-768x1024.jpg 768w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Betaalautomaat-met-DEBIT-CARD-YES-PLEASE-wobbler-1000x1333-1-135x180.jpg 135w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Betaalautomaat-met-DEBIT-CARD-YES-PLEASE-wobbler-1000x1333-1.jpg 1000w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>Apart from updating the infrastructure, communication is another important part of the DCA project. Information material and answers to frequently asked questions have been available for some time. Now, point-of-sale materials (stickers and wobblers) are being added to make it clear to consumers (in the shops) at the point-of-sale terminal that they can also pay by debit. This <a href=\"https:\/\/www.pin.nl\/ondernemer\/promotiemateriaal\/\" target=\"_blank\" rel=\"noopener\">POS material can be ordered free of charge at pin.nl from mid-July<\/a>.<\/p>\n<p><strong>Monitoring<\/strong><br \/>\nFinally, the project monitors the migration to debit cards. The percentage of terminals adapted for Debit is periodically being reported at an aggregated level to relevant interest groups, so that they can activate their supporters if necessary. Interest groups are kept informed via various coordination bodies (MOB WEE, Card Payment Forum, NLB).<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"c-header-line\"><a id=\"acceptgiro\"><\/a>Acceptgiro &#8211; one year to go<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"body-post-image alignnone wp-image-47473 size-full\" src=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/IBAN_Acceptgiro.jpg\" alt=\"\" width=\"800\" height=\"387\" srcset=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/IBAN_Acceptgiro.jpg 800w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/IBAN_Acceptgiro-610x295.jpg 610w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/IBAN_Acceptgiro-768x372.jpg 768w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/IBAN_Acceptgiro-372x180.jpg 372w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<p><a href=\"https:\/\/www.currence.nl\/en\/\" target=\"_blank\" rel=\"noopener\">Currence<\/a>, product owner of Acceptgiro, has announced that it will stop offering and supporting this paper-based payment product, which is more than 40 years old, on 1 June 2023. Acceptgiro distributors who wish to inform their customers and business contacts about the discontinuation of Acceptgiro or about their new payment methods can make free use of special Acceptgiro visuals until 1 June 2023. More information on the <a href=\"https:\/\/www.acceptgiro.nl\/incassant\/gratis-beeldmateriaal\/\" target=\"_blank\" rel=\"noopener\">Acceptgiro website<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"c-header-line\"><a id=\"figures\"><\/a>Figures<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-47605 body-post-image\" src=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Cijfers-ENG-13.png\" alt=\"\" width=\"608\" height=\"254\" srcset=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Cijfers-ENG-13.png 608w, https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Cijfers-ENG-13-400x167.png 400w\" sizes=\"auto, (max-width: 608px) 100vw, 608px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"c-header-line\"><a id=\"agenda\"><\/a>Agenda<\/h2>\n<ul>\n<li>30 June \u2013 Stakeholder meeting (cards\/giro)<\/li>\n<li>29 September \u2013 Member meeting<\/li>\n<li><a href=\"https:\/\/www.sibos.com\/about-sibos\/future-sibos\" target=\"_blank\" rel=\"noopener\">10-13 October SIBOS RAI Convention Centre Amsterdam<\/a><\/li>\n<li>12-13 oktober &#8211; <a href=\"https:\/\/www.europeancardpaymentassociation.com\/\" target=\"_blank\" rel=\"noopener\">European Card Payment Association (ECPA)<\/a> conference Amsterdam<\/li>\n<li>13 October \u2013 Stakeholder meeting<\/li>\n<li>17 November \u2013 General Members\u2019 Assembly<\/li>\n<\/ul>\n<h2 class=\"c-header-line\"><a id=\"association-news\"><\/a>Association news<\/h2>\n<ul>\n<li>In April, the Dutch Payments Association welcomed open banking payment service provider <a href=\"https:\/\/plaid.com\/en-eu\/\" target=\"_blank\" rel=\"noopener\">Plaid<\/a> as a new member! Plaid operates worldwide and has a Dutch licence as a payment service provider and a registration as an account information service provider for Europe.<\/li>\n<li>On 19 May 2022, prior to our yearly conference, the general assembly of members of the Dutch Payments Association took place. At the meeting the annual accounts for 2021 were confirmed and the board was granted discharge by the members for the policy pursued in that year. Gottfried Leibbrandt was installed as Chairman and Erica Kostelijk (Head of Transaction Banking at ABN AMRO) succeeded Anne Marie Magis as board member on behalf of ABN AMRO.<\/li>\n<li>The <a href=\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Dutch-Payments-Association-Annual-Report-2021.pdf\" target=\"_blank\" rel=\"noopener\">Annual Report 2021<\/a> was approved.<\/li>\n<\/ul>\n<h2 class=\"c-header-line\">Member Bulletins<\/h2>\n<p>In addition to this Betaaljournaal, the Dutch Payments Association issues Member Bulletins. These bulletins usually appear a few times a month and relate to a specific topic. If you are a member and you do not yet receive these bulletins, you can subscribe to the mailing list via\u00a0<a href=\"mailto:secretariaat@betaalvereniging.nl\" target=\"_blank\" rel=\"noopener noreferrer\">secretariaat@betaalvereniging.nl<\/a>\u00a0.<\/p>\n<p>&nbsp;<\/p>\n<h2 class=\"c-header-line\">Subscribe to Betaaljournaal<\/h2>\n<p>For the latest developments in payments, stay informed via Betaaljournaal. You can register here:<\/p>\n<p><a class=\"button\" href=\"https:\/\/archief.betaalvereniging.nl\/en\/subscribe-betaaljournaal\/\" target=\"_blank\" rel=\"noopener noreferrer\">SUBSCRIBE TO BETAALJOURNAAL<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>How wonderful that so many of you, our members and stakeholders, attended our annual conference! We noticed animated discussions in the foyer and a high level of involvement on stage. Presentations, an aftermovie and pictures are all on our website. Everyone&#8217;s enthusiasm is evident! Our new Chairman, Gottfried Leibbrandt, unfortunately could not attend in person, but was able to introduce himself in a video interview by Donatello Piras. By all means, have a look at it. Our press release about his appointment is below. With Gottfried our board is back to full strength. In this edition of Betaaljournaal you can read more about our activities for Ukrainian refugees and our research in cooperation with the Oogvereniging (Eye Association Netherlands). In addition, we provide an update on various projects in progress, the most recent Thuiswinkel Market Monitor and we call on&hellip;<\/p>\n","protected":false},"author":2,"featured_media":47391,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"class_list":["post-47536","post","has-post-thumbnail","hentry","category-betaaljournaal-en"],"_links":{"self":[{"href":"https:\/\/archief.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts\/47536","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/archief.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/archief.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/archief.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/archief.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/comments?post=47536"}],"version-history":[{"count":10,"href":"https:\/\/archief.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts\/47536\/revisions"}],"predecessor-version":[{"id":47640,"href":"https:\/\/archief.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts\/47536\/revisions\/47640"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/archief.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/media\/47391"}],"wp:attachment":[{"href":"https:\/\/archief.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/media?parent=47536"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}