Gijs Boudewijn, managing director<\/strong><\/p>\n <\/p>\n The European Parliament has approved the Instant Payments Regulation on February 7, 2024. MEP\u2019s voted overwhelmingly in favor of the bill, with 599 out of 705 members. The new regulation can now soon enter into force. Reporting MEP Michiel Hoogeveen (Group of European Conservatives and Reformists) said of the agreement, “The Instant Payments Regulation marks the long-awaited modernization of payment transactions in the European single market. With Instant Payments we have collectively achieved something that really benefits people and businesses: transferring money within 10 seconds at any time of the day.”<\/p>\n For a thorough interpretation of the regulation and its implications for payments, please refer to our comprehensive article (in Dutch)<\/em><\/a>.<\/p>\n <\/p>\n On January 16, we organized an informative meeting on the Instant Payments Regulation<\/a> for members and other stakeholders.<\/p>\n During the meeting, experts from the Payments Association and the Dutch Banking Association offered insights into the main requirements of the regulation. In addition, Roel Stawski of Van Lanschot Kempen shared his experiences with their Instant Payments implementation project. This led to valuable interaction and discussion with the attendees.<\/p>\n We support our members in complying with the regulation<\/a>, for instance by offering information and assistance. For questions or to subscribe to our special newsletter on this topic, please contact us at IPRegulation@betaalvereniging.nl<\/a>.<\/p>\n <\/p>\n Across the board, the number of payment transactions increased in 2023<\/a>. In particular, the use of smartphones to make payments increased sharply onze again. By the end of the year nearly four in ten point-of-sale debit card payments were made with a mobile phone or smartwatch. Checking in and out in public transport with a contactless debit or credit card is firmly embraced: three out of ten travelers who check in for the basic fare (without discounts) now do so with a payment card, phone or smartwatch.<\/p>\n <\/p>\n On Friday, January 26, the Dutch Ministry of Finance presented a bill of law on cash payments for consultation (in Dutch)<\/a>. This legislation will replace the Cash Covenant from April 2022 (in Dutch)<\/a> in due course.<\/p>\n These are the key points of the bill:<\/p>\n Responses to the consultation can be submitted to the ministry until March 8, 2024. We are preparing a substantive response<\/a> together with our most affected members. We expect that some members will also respond individually, as the individual impact may differ.<\/p>\n <\/p>\n The Accessible Banking program launched a joint online starting point for banking assistance on January 9: Bankinformatiepunt.nl (In Dutch)<\/em><\/a>. This website is for people who have trouble banking on their own and for everyone who supports them. With Bankinformatiepunt.nl we, together with our members and the Dutch Banking Association, draw attention to collective and individual assistance with banking matters. Take a look and please notify others about the website!<\/p>\n To mark the launch, we organised a webinar<\/a> also highlighting other activities within the program. These include 150 workshops [link to website] around the country until the end of the year, pilot 2.0 with banking information points in public libraries, and educational materials such as the DigiHandig app and manuals for \u2018digistarters\u2019. We are collectively committed to ensuring that everyone can manage their daily banking and keep up with new developments.<\/p>\n <\/p>\n Over 20 legal specialists from a dozen different banks and payment institutions were taking lectures at the Dutch Payments Association in Amsterdam on February 9. In cooperation with the law faculty of Erasmus University Rotterdam, we organized a one-day lecture on ‘Legal aspects of the payment system’. We regularly organize meetings and activities<\/a> for members and non-members. This custom lecture is the most recent example.<\/p>\n <\/p>\n Digital banking is constantly evolving, offering new opportunities for efficiency and convenience. In her educational vlog series on ToegankelijkBankieren.nl<\/a>, expert by experience Joan gives a glimpse into the practicalities of modern banking. Her first vlog “I can bank online now! (In Dutch)<\/em><\/a>” shows the transition to online bank transfers and how this transition can be much more accessible than anticipated. In her next vlog “Jitters when transferring large sums of money (In Dutch)<\/em><\/a>?” Joan addresses the topic of large transfers and offers three tips for increased reliability and security. With her personal experiences, Joan offers a source of recognition and practical tips.<\/p>\n <\/p>\n <\/p>\n In addition to this Betaaljournaal, the Dutch Payments Association issues Member Bulletins. These bulletins usually appear a few times a month and relate to a specific topic. If you are a member and you do not yet receive these bulletins, you can subscribe to the mailing list via\u00a0secretariaat@betaalvereniging.nl<\/a>.<\/p>\n <\/p>\n For the latest developments in payments, stay informed via Betaaljournaal. You can register here:<\/p>\n\n
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<\/a>European Parliament approves Instant Payments Regulation<\/h2>\n
![\"Europees](\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/european_parliament_2106175271-610x407.jpg\")
<\/p>\n<\/a>Full house for meeting on Instant Payments<\/h2>\n
![\"\"](\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/IMG_2627-610x458.png\")
<\/p>\n<\/a>Contactless mobile payments still on the rise<\/h2>\n
![\"Persoon](\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Mobiel-betalen-met-bankneutrale-pas-4J2A2814-4-1024x683.jpg\")
<\/p>\n<\/a>Bill of law on cash payments for consultation<\/h2>\n
![\"Sunglasses](\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Consultatie-chartaal-betalingsverkeer.png\")
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<\/a>Bankinformatiepunt.nl: online starting point for banking assistance<\/h2>\n
![\"\"](\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/bankinformatiepuntnl-610x343.png\")
<\/p>\n<\/a>Legal aspects of the payment system<\/h2>\n
![\"\"](\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/emanuel-van-praag-voor-zijn-juristenklas-610x343.jpg\")
<\/p>\n<\/a>Vlogs from Joan: from worrying to proficiency<\/h2>\n
![\"\"](\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/01-Joan-over-haar-bankzaken-610x343.png\")
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<\/a>Figures<\/h2>\n
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<\/a><\/p>\n<\/a>Agenda<\/h2>\n
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Member Bulletins<\/h2>\n
Subscribe to Betaaljournaal<\/h2>\n