<\/p>\n
- \n
- Bill on cash to State Council<\/a><\/li>\n
- Kick-off ‘1in6’ awareness campaign for bank employees<\/a><\/li>\n
- EU plans for digital euro and position of the Payments Association<\/a><\/li>\n
- (Digitaal) Incassomachtigen scheme now managed by Payments Association<\/a><\/li>\n
- Age discount on travel with debit card in busses, streetcars and subway<\/a><\/li>\n
- iDEAL owner EPI launches WERO payment app in Germany<\/a><\/li>\n
- Annual report to Parliament of the National Forum on the Payment System<\/a><\/li>\n
- Association news<\/a><\/li>\n
- Agenda<\/a><\/li>\n<\/ul>\n
<\/h2>\n
<\/a>Bill on cash to State Council<\/h2>\n
![\"\"](\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/geld-opnemen-bij-een-geldautomaat-784244164-610x458.jpg\")
<\/p>\nThe bill on cash was submitted to the State Council for its opinion, on July 18. Its purpose – in a nutshell – is to ensure that enough ATMs are available throughout the country and that customers of Dutch banks can withdraw and deposit a certain amount of cash free of charge at those ATMs. The latter obligation only applies to banks with more than 50,000 Dutch account holders.<\/p>\n
The latest version of the bill and the explanatory memorandum are on the government’s legislative calendar<\/a>. Before the bill was submitted, we submitted a response in a public consultation<\/a>, in cooperation with our members. The legislator seems to provide room in a ‘general order by council (AMvB)’ for a fair use policy by the banks. This could, for example, limit free cash withdrawals and deposits to a reasonable limit on the number of transactions or the total amount withdrawn in a given period, and only at the banks\u2019 own Geldmaat ATMs.<\/p>\n
The State Council’s opinion is expected in the fall of 2024. The possibly modified bill could be submitted to Parliament at the turn of the year, for their consideration. The bill could then take effect in early 2026, at the earliest.<\/p>\n
<\/p>\n
<\/a>Kick-off ‘1in6’ awareness campaign for bank employees<\/h2>\n
![\"\"](\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/1op6-afbeelding-1536x864-1-610x343.jpg\")
<\/p>\nRoughly one in six Dutch people have difficulty using government and business digital services autonomously. Keeping digital services accessible for these people requires understanding and awareness on the part of employees of (online) service providers. Therefore, during the international Week for Reading and Writing, the four largest Dutch banks launched the awareness campaign ‘1in6’ among their own employees.<\/p>\n
The 1in6 package for bank employees consists of educational videos, webinars, a ‘Toolkit Digital Accessibility & Inclusion’ and informative research reports. In an ‘Escape Caravan’ that will be located at bank headquarters on Oct. 9 and 10, bank employees can experience the obstacles faced by low-literates.<\/p>\n
Read our full press release on the 1in6 awareness campaign<\/a><\/p>\n
<\/p>\n
<\/a>EU plans for digital euro and position of the Payments Association<\/h2>\n
![\"Vrolijke](\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Digital-euro-received-2160115957-1000x666-3-610x406.jpg\")
<\/p>\nThe ECB and the European Commission are working side by side to develop the digital euro. The Commission is preparing legislation to create a legal framework for the digital euro. The ECB is conducting a study on the technical and policy aspects.<\/p>\n
The Payments Association aims to promote the Dutch payments ecosystem and approaches the digital euro from this objective. Together with the Dutch Banking Association and its members, we advocate that the EU plans for the digital euro carefully consider the social costs and benefits. The efforts required for the introduction and use of the digital euro should be proportional to the potential added value of the digital euro.<\/p>\n
Read more about the digital euro and our position <\/a><\/p>\n
<\/p>\n
<\/a>(Digitaal) Incassomachtigen scheme now managed by Payments Association<\/h2>\n
![\"Het](\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/BNL033-website-foto-12-incassomachtigen-610x163.png\")
<\/p>\nAs of mid-August 2024, the scheme for (digitaal) Incassomachtigen (DIM for short, e-mandates for direct debits) is fully managed by the Dutch Payments Association. To this end, we have acquired all the shares of Incassomachtigen BV from Currence, the previous brand and scheme owner of DIM. It is now a subsidiary of the Payments Association.<\/p>\n
Read our full post on the acquisition of (digital) Incassomachtigen<\/a><\/p>\n
<\/p>\n
<\/a>Age discount on travel with debit card in busses, streetcars and subway<\/h2>\n
![\"\"](\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/betaalpas-close-65-plusser_liggend_dsc_09431-610x407.jpg\")
<\/p>\nPublic transport passengers can now get an age discount when traveling with a debit or credit card in buses, streetcars and subway. This is possible for children up to 12 years and for senior citizens upwards from 65 years. To get the age discount, travelers must first register a payment card in the OVpay mobile app.<\/p>\n
Find out how to get age discount on public transport travel<\/a><\/p>\n
<\/p>\n
<\/a>iDEAL owner EPI launches WERO payment app in Germany<\/h2>\n
![\"\"](\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Hands-cellphone-App-store-cropped-610x457.png\")
<\/p>\nEPI (European Payments Initiative) is launching its WERO mobile payment app for mutual payments between users in Germany. German WERO users can now pay directly to each other’s payment accounts via a WERO digital wallet on their smartphones.<\/p>\n
See our full post on the German WERO payment app<\/a><\/p>\n
<\/p>\n
<\/a>Annual report to Parliament of the National Forum on the Payment System<\/h2>\n
![\"\"](\"https:\/\/archief.betaalvereniging.nl\/wp-content\/uploads\/Mensen-op-straat-in-Amsterdam-v2-610x405.jpg\")
<\/p>\nFinance Minister Weyenberg presented the 2023 annual report of the National Forum on the Payment System (MOB) to Parliament on June 24. The MOB reported on social developments in the Dutch collective payment system in 2023.<\/p>\n
View the full MOB annual report<\/a><\/p>\n
<\/p>\n
<\/a>Association news<\/h2>\n
On Thursday, Nov. 7, the annual conference of the Dutch Payments Association will take place, on the topic of \u201cEuropean Perspective.\u201d During this event, we will talk about \u201cCan we make European payments great again?\u201d We invite key players from the European payments landscape to share their insights. It promises to be an inspiring program. Please mark the date in your calendar! In a few weeks members and stakeholders will receive their personal invitation with the full program and the possibility to register.<\/p>\n
<\/p>\n
<\/a>Agenda<\/h2>\n
- \n
- September 25 \u2013 The Digital Euro meets the Dutch Professional<\/a>, Amsterdam<\/li>\n
- September 26 \u2013 Board Meeting<\/li>\n
- October 3 \u2013 Introduction “When a regular bank account is no longer an option” by Renske Vlek (Dutch Payments Association) during the SchuldInfo Annual Congress<\/a><\/li>\n
- October 7 \u2013 Stakeholder Forum, Crowne Plaza Hotel Amsterdam<\/li>\n
- October 7 to October 13 \u2013 Week of Accessibility<\/a><\/li>\n
- October 8 \u2013 Presentation and discussion session “Optimal online checkout” for PSPs and schemes at the Dutch Payments Association office<\/li>\n
- October 10 \u2013 Shopping Today<\/a>, e-commerce knowledge event, Utrecht<\/li>\n
- October 16 \u2013 European Woman Payment Network Annual Conference<\/a>, Amsterdam<\/li>\n
- October 17 \u2013 Advisory Council<\/li>\n
- November 7 \u2013 General Member\u2019s Assembly and additional Annual Congress: “Eurovision: the European perspective on payments”<\/li>\n
- November 25 \u2013 Day of Digital Inclusion<\/a><\/li>\n<\/ul>\n
<\/p>\n
Member Bulletins<\/h2>\n
In addition to this Betaaljournaal, the Dutch Payments Association issues Member Bulletins. These bulletins usually appear a few times a month and relate to a specific topic. If you are a member and you do not yet receive these bulletins, you can subscribe to the mailing list via\u00a0secretariaat@betaalvereniging.nl<\/a>.<\/p>\n
<\/p>\n
Subscribe to Betaaljournaal<\/h2>\n
For the latest developments in payments, stay informed via Betaaljournaal. You can register here:<\/p>\n
- Kick-off ‘1in6’ awareness campaign for bank employees<\/a><\/li>\n