SEPA documentation for the Netherlands

The following SEPA documentation is available for The Netherlands

Roadmaps for companies

• Roadmap  Start using standard European direct debit - For new creditors
• Roadmap  Start using European business-to-business direct debit - For new creditors
• Examples of authorisation forms (mandates) Dutch - English

Mandate forms

For new permissions, for one-off and/or recurrent direct debits, it is obliged to use new mandate forms. You may design these mandate forms yourselves, e.g. by using your own logo. In the roadmap you can find the exact rules which must be met. Within the Dutch market you may also use the familiar green-yellow-red mandate forms (so called “Stoplichtkaarten”; they are only available in Dutch).

All mandate forms are available in different file-types. There is a print file for the purpose of merging data of customers on the mandate forms, but there is also an electronic version which can be filled individually. These, and other variants, can be downloaded here (Dutch/English versions).

• European business-to-business direct debit - mandate for recurrent collections
• European business-to-business direct debit - mandate for single collections
• Standaard Europese incasso - eenmalige machtiging - stoplichtkaarten
• Standaard Europese incasso - doorlopende machtiging - stoplichtkaarten

If a creditor decides to use one of these mandate forms we recommend to inform - prior to distribution - at the bank whether this fits within the terms of the current European direct debit contract as agreed with the bank.

Implementation guidelines for The Netherlands

For initiation of SEPA Credit Transfers (SCT)

Implementation Guidelines for the Netherlands
XML Message for SCT Version 7.0; February 2013 (effective from 01.02.2014)
SCT Customer-to-Bank Implementation Guidelines for the Netherlands v8.0; July 2015 (effective from 22.11.2015)

For initiation of SEPA Direct Debit (SDD)

Implementation Guidelines for the Netherlands
XML Message for SDD Version 7.0: February 2013 (effective from 01.02.2014)
SDD Initiation Customer-to-Bank Implementation Guidelines for the Netherlands v8.0; July 2015 (effective from 22.11.2015)

This is an overview of the different versions and their validity.

For reporting of SEPA transactions

XML message for Bank to Customer Statement (camt.053)
Implementation Guidelines for the Netherlands

The technical documents mentioned above are based on the EPC Implementation guidelines.

Useful links